It pays to invest in your future
To study at university you'll need to pay a 'student contribution' amount or tuition fees and a Student Services and Amenities Fee.
Your tuition fees are determined by your citizenship status, program choice and study level. Undergraduate and some postgraduate programs are subsidised via Commonwealth Supported Places. (Refer to the 2019 schedule of fees).
Most Australian students and eligible New Zealand citizens are eligible for government assistance and can choose to defer their fees. If you are an International student or a permanent resident, you will need to pay your fees up-front in full by the due date. Check your offer and online invoice for details.
Visit the How to pay my fees page for information on:
- How do I know how much to pay?
- When do I pay my fees?
- How do I pay my fees?
- Student fees and costs
- Payments made after fees deferred to HELP loan
To help students manage the costs of tertiary study, the Government offers financial assistance to Australian citizens, Permanent Humanitarian Visa holders residing in Australia and eligible New Zealand citizens. This includes subsidised places, and loans to defer payment of your fees until you're working and earning a decent income.
- Access loans through the Higher Education Loans Program (HELP) for undergraduate study (HECS-HELP) or postgraduate coursework (FEE-HELP).
- To help you pay your Student Services and Amenities Fee apply for SA-HELP.
- If you're considering studying overseas as part of your degree, OS-HELP can help you manage your travel and living expenses.
- Other subsidised programs include Headstart and Integrated Learning Pathways— plus Enabling and TPP courses are fee exempt.
Living on limited income while studying is a common issue for students. While you can prepare for regular expenses, it is the unexpected expenses which can create unnecessary stress.
Preparing a budget can help you plan your regular expenses and save for unexpected items, large bills or even a holiday.
- Prepare a budget — work out how much money you can afford to spend each week and stick to it. The TrackMySpend app can help you monitor where you're spending your money.
- Record your bills in your diary / calendar — this will remind you when bills are due and extra money is needed.
- Write a shopping list — plan your meals ahead and write a shopping list with enough food for the week.
- Keep a list of essential and optional items — when times are tough only buy essential items.
- Buy seasonal fruit and vegetables — the Shopping, Cooking and Eating on a Budget (PDF 870KB) * student cook book is a handy resource for identifying these items, and there are easy recipes as well.
- Buy canned and frozen fruit and vegetables — compare prices as the frozen varieties might be cheaper.
- Buy plain label or shop-branded products — plain label brands are cheaper than designer label products.
- Take advantage of specials — check sale catalogues or buy in bulk with friends or flatmates (be aware of expiry dates).
- Freeze your leftovers — for lunch or dinner the following day or later in the week.
- Take your own food to university — microwaves are available inside the brasserie, outside Café C and at the Uni Club.
Building E, Level 1 has a student kitchen with a refrigerator, microwave, hot water and vending machines available.
- Buying second-hand items such as text books, clothes and computers can save you money. The Student Guild buys and sells second-hand text books for students. Make sure you have the correct information - title, author and edition of the book you need for your course. Your course outline or the Coop bookshop can help you find this information.
- Student Services and Engagement can help students with financial assistance through the Student Loan Scheme for costs related to study, such as text books and computers. Student Services and Engagement is located on the ground floor of building C. Tel: +61 7 5430 2890 or email firstname.lastname@example.org
- Using public transport avoids the cost of running a car, paid parking or even parking / driving fines. Carpooling and sharing the costs of fuel and parking is also an option.
- The University of the Sunshine Coast has a number of sustainable transport initiatives which could assist you, including bike hubs and shuttle buses.
- Mobile phones are convenient. If you must have a mobile, use a prepaid mobile to avoid unnecessary overspending on your mobile bill.
- Consider your rent, food, and electricity and living expenses if you are living away from home. Living at home can reduce your expenses while you're finishing your degree.
Weighing up the costs and benefits of where to live while studying is important. Use these sample budgets and planning tools to help decide what works best for you.
Parents: For more resources to help you support your kids through the transition to uni, visit the USC Parent Lounge.
In addition to general living costs, you’ll need things like textbooks, a computer, memory stick and stationery. Also remember to budget for course-related equipment such as lab coats or uniforms, and regular expenses like printing costs, parking or public transport.
Some professional programs (eg education, health) may require memberships, certifications, licences and/or immunisations. Check your program for details.